Golf Cart Insurance

Golf carts are increasingly being used beyond the greens. They are often used to travel around gated communities, retirement parks or condominium complexes. And while golf carts may be afforded some protection under a homeowners policy, it might not be covered if you take it off your own property.

That’s where golf cart insurance comes in, giving you coverage and peace of mind no matter where you take it.

In addition to the basics, a range of specialty coverages like the following are available to best suit your needs:

• Property Damage Liability – Helps pay for damage to another person’s property if you cause an accident.
• Bodily Injury Liability – Covers medical costs or related expenses if you are at fault in an accident that injures another person.
• Collision – Offers coverage for your golf cart in the event of damage caused by a collision with other vehicles, trees or utility poles regardless of who is at fault.
• Comprehensive – Provides protection for your golf cart from fire, theft and other damages caused by something other than a collision.

More coverages may be available for roadside assistance or insure specialty or custom items that have been added on to a golf cart.

We offer Golf Cart Insurance across the Gulf Coast in the cities of Foley, Orange Beach, Gulf Shores, Fairhope, Daphne, Silverhill, Spanish Fort and Mobile, Alabama.