Overall Rating / 2032 Total 1st-Party Reviews

4.9 Out of
5 Stars

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First Baldwin Insurance, LLC

4.0 out of 5 stars

Charles B. - September 7, 2026

Friendly folks, always do a good job for us. And local.

5.0 out of 5 stars

James F. - September 4, 2026

Awesome employees. They will work with you until the end. Great job to everyone. 😊

4.5 out of 5 stars

John C. - August 25, 2026

Sarah Killgore is our new agent now and she seems to be on the ball

5.0 out of 5 stars

Jason E. - August 25, 2026

I always have a great experience with First Baldwin Insurance. Special thanks to my agent Sarah Killgore. The staff is very friendly, professional and helpful. They took the time to answer my questions and made sure I understood everything about my coverage. I really appreciate the excellent customer service and how easy they made everything for me. I would definitely recommend First Baldwin Insurance to anyone looking for dependable insurance and great customer service!

5.0 out of 5 stars

Ronnie C. - August 20, 2026

Happy with them. Have been using them for insurance for over a decade and a half.

5.0 out of 5 stars

Warren S. - August 19, 2026

I have always, since beginning my relationship with First Baldwin Insurance, received contientious care and results that have benefited me and my family enormously.

5.0 out of 5 stars

Louis B. - August 18, 2026

Great service and attention to detail.

5.0 out of 5 stars

Edmond M. - August 13, 2026

Great experience and good value. Understood the challenges of living on the coast and how to help maintain coverage you need WO high cost

5.0 out of 5 stars

Howard G. - August 7, 2026

Very accomadationg employees that are very accessable.

5.0 out of 5 stars

Deborah G. - August 6, 2026

Our agent is very helpful and tries to always get the best rates for the coverage that we need.

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Business Insurance

Take a moment to feel the weight lifted off your shoulders. Imagine a team that truly listens, understands, and supports your needs. We’re not just guiding you through the uncertainties; they're forging a partnership rooted in trust and reliability. With our expertise and decided approach, you're free to focus on what matters most - nurturing your business and watching it flourish.

Business Insurance Coverage

Insurance Expertise

In our world, uncertainties can feel overwhelming. We're here to listen, understand, and support you every step of the way. Imagine a partnership where you feel empowered to face challenges head-on, knowing you have a reliable team by your side. Together, we'll navigate life's twists and turns, ensuring you feel secure and protected.

Learn more about our expertise

Individuals & Families

As you cherish the comfort of your home, the reliability of your car, and the growth of your livelihood, we're here to ensure they're protected. Count on us to listen, understand, and take action when you need us. With tailored policies and unwavering support, we're committed to enabling you to enjoy life's moments without worry. Trust us to be your partner, guiding you with empathy and persistence every step of the way. Rest assured; your security is our priority.

Personal Insurance Coverage

First Baldwin Insurance works for you – Serving Gulf Shores, Orange Beach & Foley, AL and all of Baldwin County!

Insurance & Risk Expertise Solutions for Companies & Individuals

Imagine having an insurance agent who understands your unique life—the ebbs and flows, the highs and lows. We’re not just there for you; we’re with you every step of the way. Visualize policies crafted to fit your requirements, like a safety net tailored to your needs. With us, it’s not just about coverage; it’s about peace of mind. So, you can live freely, knowing you’re protected, allowing you to focus on what matters most.

Personal Lines:

Homeowners Insurance
High-Value Homeowner’s Insurance
Multiple occupancy types – Primary, Secondary, Seasonal, and Tenant Occupied
Single Family, Multi-Family, and Condominium Insurance
Umbrella Insurance – $1 Million – $10 Million
Builder’s Risk Insurance: 3, 6, 9 & 12-month terms
Auto Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance

Commercial Insurance:

General Liability Insurance – Residential & Commercial, General Contractors
Condominium Association Insurance
Restaurants/ Bars/ Taverns, Liquor Liability Insurance
Worker’s Compensation
Professional Liability Insurance, D&O and E&O Coverages
Commercial Umbrella Insurance – $1 Million – $10 Million
1-4 Family Rental Dwellings, Apartments, Condos
Manufacturing, Mercantile, Marinas
Builder’s Risk Insurance: 3, 6, 9, 12-month terms
Boats for Charter (fishing & touring)
Commercial Auto Insurance

Featured Insurance Carriers

We are the premier independent insurance agent located in Foley, Alabama, serving coastal Alabama and Florida. We specialize in homeowners and small business insurance coverage in the cities of Foley, Gulf Shores, Loxley, Elberta, Josephine, Stockton, Fairhope, Robertsdale, Summerdale, Silverhill, Perdido, Bay Minette, Orange Beach, Lillian, Point Clear, Stapleton, Daphne, Spanish Fort, Magnolia Springs, and Bon Secour, Alabama and the cities of Pensacola, Navarre, Gulf Breeze, Destin, Panama City, Ft. Myers, Boca Grande, Useppa Island, North Captiva Island, and Sanabel/Captiva, Florida.