Overall Rating / 1961 Total 1st-Party Reviews

4.9 Out of
5 Stars

First Baldwin Insurance, LLC

5.0 out of 5 stars

Paul T. - April 17, 2025

Valerie kept me informed about rate changes and advised me about changing my insurance to reflect an addition added. Knowledgeable and friendly.

5.0 out of 5 stars

William H. - April 16, 2025

Great folks, saved me a lot of cash, and always follows up!

5.0 out of 5 stars

George B. - April 11, 2025

Valerie Miller is awesome. . Main reason we have Insurance with you.

5.0 out of 5 stars

Donald H. - April 10, 2025

Always very helpful. Very knowledgeable about my insurance questions. Pleasant to work with.

5.0 out of 5 stars

Tom W. - April 8, 2025

Valerie is always courteous and helpful.

5.0 out of 5 stars

Charles B. - April 2, 2025

Thanks to Jessica! She was a great help! Helped us find lower car insurance.

5.0 out of 5 stars

Gordon S. - March 27, 2025

Very well pleased. Thanks, Janice Scheer for being so helpful with all our questions and needs. You are the best !

5.0 out of 5 stars

Jerry W. - March 26, 2025

Always warm courteous and professional service

4.5 out of 5 stars

William G. - March 20, 2025

Janice has been helpful and thorough.

5.0 out of 5 stars

Cathy H. - March 7, 2025

Very helpful answering questions that I had with my policy.

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Business Insurance

Take a moment to feel the weight lifted off your shoulders. Imagine a team that truly listens, understands, and supports your needs. We’re not just guiding you through the uncertainties; they're forging a partnership rooted in trust and reliability. With our expertise and decided approach, you're free to focus on what matters most - nurturing your business and watching it flourish.

Business Insurance Coverage

Insurance Expertise

In our world, uncertainties can feel overwhelming. We're here to listen, understand, and support you every step of the way. Imagine a partnership where you feel empowered to face challenges head-on, knowing you have a reliable team by your side. Together, we'll navigate life's twists and turns, ensuring you feel secure and protected.

Learn more about our expertise

Individuals & Families

As you cherish the comfort of your home, the reliability of your car, and the growth of your livelihood, we're here to ensure they're protected. Count on us to listen, understand, and take action when you need us. With tailored policies and unwavering support, we're committed to enabling you to enjoy life's moments without worry. Trust us to be your partner, guiding you with empathy and persistence every step of the way. Rest assured; your security is our priority.

Personal Insurance Coverage

First Baldwin Insurance works for you – Serving Gulf Shores, Orange Beach & Foley, AL and all of Baldwin County!

Insurance & Risk Expertise Solutions for Companies & Individuals

Imagine having an insurance agent who understands your unique life—the ebbs and flows, the highs and lows. We’re not just there for you; we’re with you every step of the way. Visualize policies crafted to fit your requirements, like a safety net tailored to your needs. With us, it’s not just about coverage; it’s about peace of mind. So, you can live freely, knowing you’re protected, allowing you to focus on what matters most.

Personal Lines:

Homeowners Insurance
High-Value Homeowner’s Insurance
Multiple occupancy types – Primary, Secondary, Seasonal, and Tenant Occupied
Single Family, Multi-Family, and Condominium Insurance
Umbrella Insurance – $1 Million – $10 Million
Builder’s Risk Insurance: 3, 6, 9 & 12-month terms
Auto Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance

Commercial Insurance:

General Liability Insurance – Residential & Commercial, General Contractors
Condominium Association Insurance
Restaurants/ Bars/ Taverns, Liquor Liability Insurance
Worker’s Compensation
Professional Liability Insurance, D&O and E&O Coverages
Commercial Umbrella Insurance – $1 Million – $10 Million
1-4 Family Rental Dwellings, Apartments, Condos
Manufacturing, Mercantile, Marinas
Builder’s Risk Insurance: 3, 6, 9, 12-month terms
Boats for Charter (fishing & touring)
Commercial Auto Insurance

Featured Insurance Carriers

We are the premier independent insurance agent located in Foley, Alabama, serving coastal Alabama and Florida. We specialize in homeowners and small business insurance coverage in the cities of Foley, Gulf Shores, Loxley, Elberta, Josephine, Stockton, Fairhope, Robertsdale, Summerdale, Silverhill, Perdido, Bay Minette, Orange Beach, Lillian, Point Clear, Stapleton, Daphne, Spanish Fort, Magnolia Springs, and Bon Secour, Alabama and the cities of Pensacola, Navarre, Gulf Breeze, Destin, Panama City, Ft. Myers, Boca Grande, Useppa Island, North Captiva Island, and Sanabel/Captiva, Florida.